What Low-Income Workers Need to Know About the $1,590 – $2,739 Canada Workers Benefit

What Low-Income Workers Need to Know About the $1,590 – $2,739 Canada Workers Benefit

The Canada Workers Benefit (CWB) is a key federal initiative designed to support low-income workers across the country. While this program provides crucial financial aid, it’s important to understand that no Advanced Canada Workers Benefit (ACWB) payment is scheduled for April 2025.

This article breaks down the $1,590–$2,739 annual benefit, eligibility rules, payment schedule, and steps to claim it—so you don’t miss a thing.

What Is the Advanced Canada Workers Benefit (ACWB)?

The CWB helps eligible workers by providing supplemental income. For 2025, the benefit is structured as follows:

  • $1,590 for single individuals
  • $2,739 for families

Rather than distributing the entire amount at once, the Advanced Canada Workers Benefit is paid out in three installments annually.

ACWB Payment Structure

Benefit TypeAmountInstallment Schedule
Advanced Canada Workers Benefit$1,590 (single), $2,739 (families)January, July, October
April 2025 PaymentNo PaymentNo Payment Scheduled

Eligibility Criteria for ACWB 2025

To qualify for the ACWB in 2025, applicants must meet specific conditions related to age, residency, and income level:

1. Age Requirement

You must be 19 or older as of December 31, 2024. If younger, you must have a spouse/partner or dependent child.

2. Residency

You must be a resident of Canada for the entire 2024 tax year.

3. Income Thresholds

  • Single individuals: Net income below $26,149, with benefits phasing out after $36,749
  • Families: Income must be under $29,833, and benefits phase out after $48,093

Canada Workers Benefit Income Limits

CategoryPhase-Out ThresholdMax Net Income
Single without childrenBegins at $26,149Ends at $36,749
Single with childrenBegins at $29,833Ends at $48,093
Families (w/ or w/o kids)Begins at $29,833Ends at $48,093

ACWB 2025 Payment Schedule

The ACWB is paid in three separate installments throughout the year, not monthly or quarterly.

MonthPayment DateStatus
January 2025IssuedCompleted
April 2025No Payment
July 2025ScheduledUpcoming
October 2025ScheduledUpcoming

There is no payment scheduled for April, so the next installment will be disbursed in July.

How to Claim Your Advanced Canada Workers Benefit

To receive your ACWB payment:

  1. File Your 2024 Tax Return
    • The Canada Revenue Agency (CRA) uses your 2024 return to calculate your eligibility and benefit amount.
  2. Ensure Accuracy
    • Submit accurate income details to avoid delays or errors in payment calculations.
  3. Receive Automatic Payment
    • Once your return is processed, payments are deposited directly into your bank account during the scheduled months.

What You Could Receive

  • Single Workers: Up to $1,590 per year
  • Families: Up to $2,739 per year

The total benefit is split into three equal payments, with each installment representing approximately 50% of the total.

In Summary

The Advanced Canada Workers Benefit provides essential financial relief to working Canadians. While there is no payment in April 2025, eligible individuals will receive the remaining benefits in July and October. Make sure your tax return for 2024 is filed accurately to receive your benefits without delay.

FAQs

Why isn’t there an ACWB payment in April 2025?
The ACWB follows a fixed installment plan with payments in January, July, and October only. April is not included.

How much can I receive from the ACWB?
Eligible single individuals may receive up to $1,590, and families may receive up to $2,739 annually.

How do I apply for the ACWB?
You don’t need to apply separately. Just file your 2024 tax return with the CRA, and the benefit will be processed automatically.

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