A new round of Social Security direct deposits is arriving this week, and thousands of retirees across the United States could see up to $1,650 in their bank accounts. But only a specific group qualifies, and the exact payment date depends on how and when you receive your benefits.
Here’s everything you need to know about who qualifies, how to claim your deposit, and what to expect if you’re in Retiree Group 4.
When Will Retirees Receive the $1,650 Direct Deposit?
The Social Security Administration (SSA) sends retirement benefits in waves throughout the month, depending on your birthday and when you started receiving benefits. For retirees in Group 4, this month’s payment is scheduled for:
- March 26th: For those with Direct Deposit activated
- March 27th or 28th: For those without Direct Deposit (depending on bank processing)
If you’re part of this group, the timing of your deposit depends not only on SSA’s schedule but also on your bank’s processing time and the payment method you use.
Eligibility Requirements for Group 4 Retirees
To qualify for the March 26 direct deposit, you must meet two key conditions:
- You started receiving Social Security benefits after May 1997
- Your birthday falls between the 21st and 31st of any month
If you meet both, you are classified as part of Retiree Group 4, which is scheduled for this latest payment cycle.
Reminder: If you don’t receive the payment on March 26, you’re not disqualified. SSA issues up to four payments each month, depending on your eligibility group.
How Much Will You Receive?
The average Social Security retirement benefit in 2025 for eligible retirees in Group 4 is estimated around $1,650. However, individual payment amounts may vary depending on your past earnings and when you filed for retirement benefits.
The COLA (Cost-of-Living Adjustment) for 2025 has already been applied earlier this year. That means if your current benefit is $2,300, for example, that is the amount you’ll continue to receive each month unless future COLA changes are introduced.
Payment Schedule Breakdown
Here’s a quick overview of the March 2025 payment schedule:
| Group | Birth Date Range | Payment Date | Notes |
|---|---|---|---|
| Group 1 | 1st – 10th | March 12, 2025 | Direct Deposit Only |
| Group 2 | 11th – 20th | March 19, 2025 | Direct Deposit or Mailed Checks |
| Group 4 | 21st – 31st | March 26 – 28, 2025 | Latest payment wave this month |
How to Claim Your Payment
If you’re eligible and haven’t set up Direct Deposit, now is the time. Payments through Direct Deposit are faster, more secure, and reduce the risk of delays.
Steps to ensure prompt payment:
- Confirm you’re enrolled in Direct Deposit with SSA
- Keep your bank account details updated
- Regularly check your account around the scheduled payment date
If you’re part of Retiree Group 4 — with a birthday between the 21st and 31st and started benefits after May 1997 — your $1,650 direct deposit could arrive as soon as March 26. Check your eligibility, confirm your payment method, and monitor your bank account closely.
And remember — if you miss this round, SSA sends up to four payments monthly. So be sure you’re in the right group and keep your payment info current.
Your retirement check is more than a number — it’s your stability and peace of mind.
FAQs
What if I don’t get my payment on March 26?
Payments may still arrive on March 27 or 28 depending on your bank’s processing time. If it’s not received by then, wait 3 business days before contacting SSA.
Can I still qualify if I receive SSI or other benefits?
This specific payment applies to Social Security retirement benefits, not SSI. SSI payments follow a separate schedule and criteria.
Will the payment amount change each month?
No. Unless a new COLA adjustment is announced, your monthly retirement benefit remains the same for the rest of the year.